Decide what cover you need
Common parts are medical costs, trip cancellation or interruption, baggage and travel delay. Pick the cover that matches the risks of your trip and what you could not afford to lose.
Travel insurance deals and quotes
Compare travel insurance offers for medical cover, trip cancellation and lost baggage. Policies differ a lot, so read what is covered, what is excluded and the claim limits before you buy.
Current travel insurance
New offers in this category are coming soon. Meanwhile, browse the other deal categories below.
Travel insurance guide
Policies can look similar but cover very different things. Use this guide to compare them with confidence.
Check medical limits
Look at the maximum medical cover and whether emergency transport home is included. For countries with high medical costs, a higher limit is usually worth considering.
Read the exclusions
Every policy has exclusions. Read them for pre-existing conditions, alcohol-related incidents, unattended baggage and events that are not covered.
Check activities and age limits
Sports such as skiing, diving or trekking may need extra cover. Also check any age limits and trip-length limits on the policy.
Choose single trip or annual cover
A single-trip policy suits one holiday. An annual multi-trip policy can cost less if you take several trips a year, but check the maximum days per trip.
Know how to claim
Keep your policy number, emergency contact and receipts. For theft or loss, a police report is often needed, so report it quickly and keep a copy.
How to get the best travel insurance deal
- Check the medical cover limit and whether your planned activities are covered.
- See which cancellation reasons are accepted and what is excluded.
- Read the exclusions carefully, including pre-existing conditions.
- Buy soon after booking your trip so cancellation cover starts early.
- Check the baggage and personal item limits if you travel with valuable items.
- Keep receipts and reports for any claim, and contact the insurer as soon as possible.
- If you travel often, compare a single-trip policy with an annual multi-trip policy.
Deals and prices change often. Always check the final price and terms on the store website before you book.
Booking flights and a hotel for the same trip? Compare vacation package deals (flight + hotel) to see if bundling saves you money.
Frequently asked questions
Do I need travel insurance?
It is not required for every trip, but it is recommended for international travel. Some visas, such as Schengen visas, require proof of medical insurance.
What does travel insurance usually cover?
Commonly medical costs, trip cancellation or interruption, and delayed or lost baggage. Exact cover depends on the policy.
When should I buy travel insurance?
Usually soon after you book the trip, so that cancellation cover applies from the start.
Does travel insurance cover lost luggage?
Many policies do, up to a set limit. Check the limit for each item and the documents needed to claim.
What if I need to cancel my trip?
Cancellation cover applies only to listed reasons, such as illness. Read which reasons are accepted and what is excluded.
Is travel insurance required for a Schengen visa?
Schengen visa applicants usually need medical insurance that covers the whole stay. Check the exact requirements with the embassy of the country you are applying to.
Should I choose single-trip or annual insurance?
Single-trip is simpler for one holiday. Annual cover can be better value if you travel several times a year.